The role of gateways is to route, switch and package data messages. In the SuperStream environment, gateways facilitate the transfer of electronic data messages between employers, superannuation funds and the Australian Tax Office, compliant with the SuperStream Data and Payment Standard.
Gateways have established a gateway network – the Superannuation Transactions Network (STN) – to ensure this data exchange occurs in an efficient, reliable and secure manner.
Entities which operate a gateway to route SuperStream messages within the STN – and have signed an application under a Memorandum of Understanding with the Gateway Network Governance Body Ltd and other gateways – are regarded as Gateway Operators. This includes commercial Gateway Operators or service providers which operate a gateway ebMS end-point to transact within the STN.
The accredited Gateway Operators within the STN range from large bank supported organisations or subsidiaries, to small business operators and fintechs. GNGB is experienced in guiding organisations across the maturity spectrum to identify, develop and implement solutions within a highly regulated environment.
Under the Memorandum of Understanding (MoU), Gateway Operators agree to
- Comply with applicable laws, the MoU and the Gateway Standard
- Pay certain fees and costs as detailed under the MoU
- Demonstrate that business practices and operations are sound and secure and promote the integrity, security, efficiency, reliability and stability of the STN.
Gateway Operators may also choose to become a Gateway Member of the GNGB, which grants them voting rights at Member Meetings. The Constitution of the GNGB is available on request by contacting us here.